Privacy & No-Solicitation Policy

The Good Luck Island Collective (“GLIC,” “we,” “us,” or “our”) is an educational community created to help individuals learn, explore, and think more deeply about retirement, lifestyle, purpose, and the decisions that may shape the next chapter of their lives.

A central principle of GLIC is simple:

You should be able to learn without becoming a financial-services sales lead.

This Privacy & No-Solicitation Policy explains how we honor that commitment, what information we may collect, how that information may be used, and the limited circumstances in which information may be shared.

1. Our No-Solicitation Commitment

Participation in the Good Luck Island Collective is not an invitation to be solicited for financial planning, investment advisory, investment management, insurance, or other financial services.

GLIC will not use an individual’s participation in our educational programs, assessments, courses, events, website, community, or other resources as a basis to initiate a solicitation for financial planning or investment advisory services.

This includes information you may provide while:

• registering for GLIC;
• completing a questionnaire or assessment;
• participating in the 7SHieLD process or other educational programs;
• attending a class, webinar, event, or workshop;
• downloading educational material;
• subscribing to GLIC communications;
• participating in community activities; or
• otherwise interacting with GLIC.

Learning something from us does not make you a financial-services prospect.

2. GLIC Is an Educational Community

The Good Luck Island Collective provides educational information and experiences.

Unless specifically and clearly identified otherwise, content provided through GLIC is intended for general educational purposes only and should not be considered individualized financial, investment, tax, accounting, insurance, or legal advice.

Participation in GLIC does not create an investment advisory, financial planning, fiduciary, attorney-client, accountant-client, or similar professional relationship.

Individuals should consult appropriately qualified professionals when they require advice concerning their individual circumstances.

3. Our Relationship With Financial Services

Individuals associated with GLIC, including its founder, may separately own, operate, work for, or be affiliated with businesses providing financial planning, investment advisory, or other professional services.

Those activities are separate from participation in the Good Luck Island Collective.

GLIC participation will not automatically enroll you in, refer you to, or make you a prospect of an affiliated financial-services business.

If you independently choose to learn more about an affiliated business, contact that business, or request financial services, you may do so voluntarily.

At that point, any interaction with that business will be governed by the disclosures, privacy policies, regulatory requirements, agreements, and other terms applicable to that business.

You decide whether to cross that bridge. We don’t push you across it.

4. We Do Not Sell Your Contact Information

GLIC does not sell, rent, or provide your personal contact information to financial advisors, investment firms, insurance companies, financial institutions, lead-generation companies, or other marketers for the purpose of soliciting you.

We also do not sell participation information from GLIC educational programs as financial-services leads.

This commitment applies to information such as your:

• name;
• email address;
• telephone number;
• mailing address;
• registration information;
• assessment participation;
• educational interests; and
• other personally identifiable information you voluntarily provide to GLIC.

Your curiosity is not a commodity.

5. Information We May Collect

Depending upon how you interact with GLIC, we may collect information including:

Information you voluntarily provide, such as your name, email address, account information, survey or assessment responses, event registrations, educational preferences, comments, questions, or communications with us.

Technical information, such as browser type, device information, approximate geographic information derived from an IP address, referring pages, pages visited, and similar website-use information.

Transaction information, if you purchase a course, event, membership, merchandise, or other product or service.

Communication preferences, including whether you have elected to receive newsletters, educational updates, event announcements, or other GLIC communications.

We attempt to collect only information reasonably useful for operating and improving the Good Luck Island Collective and providing the experiences, products, or services requested by our users.

6. How We May Use Information

Information collected by GLIC may be used to:

• operate and maintain our website and educational platform;
• provide requested educational content;
• administer accounts or memberships;
• provide assessments, courses, programs, and other educational experiences;
• process purchases or registrations;
• communicate about programs or services you requested;
• send newsletters or educational communications you elected to receive;
• understand how people use our educational resources;
• improve GLIC programs and content;
• maintain security and prevent fraud or misuse;
• comply with applicable laws and regulatory obligations; and
• maintain appropriate business and administrative records.

We do not use your educational participation to secretly build a financial-services prospecting list.

7. Emails and Educational Communications

If you voluntarily subscribe to a GLIC newsletter, educational series, community communication, or similar service, we may send communications related to that subscription.

Receiving educational communications from GLIC does not constitute consent to receive solicitations for financial planning or investment management services.

Where required or appropriate, GLIC communications will provide a method to unsubscribe or modify communication preferences.

Unsubscribing from optional marketing or educational emails will not prevent us from sending necessary administrative, transactional, security, or account-related communications.

8. Service Providers

Like virtually every modern website and online organization, GLIC may use outside companies to help operate its services. These may include providers of:

• website hosting;
• email delivery;
• membership or learning platforms;
• payment processing;
• data storage;
• cybersecurity;
• website analytics;
• customer support;
• event registration; and
• other technology or administrative services.

These providers may receive or process limited information when reasonably necessary to perform services on our behalf.

Using a company to help operate GLIC is not the same thing as selling your information.

Where reasonably appropriate, we expect service providers to use information for authorized operational purposes and not to use GLIC information to independently solicit individuals for financial services.

9. Cookies, Analytics & Website Technology

The GLIC website may use cookies and similar technologies to operate the website, remember preferences, understand website usage, improve user experience, measure engagement, maintain security, and perform analytics.

Third-party analytics or technology providers may collect certain technical information according to their own privacy practices.

Where required by applicable law, users may be provided with options regarding certain cookies or tracking technologies.

GLIC does not intentionally use website tracking technology for the purpose of identifying visitors and selling those individuals as financial-services leads.

10. Affiliates, Sponsors & Commercial Relationships

GLIC may occasionally feature products, books, educational programs, sponsors, affiliates, speakers, businesses, or other resources that we believe may be relevant to our community.

When a material commercial or affiliate relationship exists, we will seek to disclose that relationship appropriately.

Participation in GLIC does not authorize an affiliate, sponsor, financial advisor, or other third party to independently solicit you merely because you participated in a GLIC educational activity.

If you voluntarily leave GLIC to visit or interact with another company’s website, service, or platform, that company’s privacy policy and terms will govern your interaction with that company.

11. Voluntary Requests for Professional Help

There may be circumstances in which an individual specifically asks GLIC for information about finding or contacting a financial advisor, financial planner, attorney, accountant, insurance professional, or another professional.

We will not treat general participation in GLIC as such a request.

If you specifically request an introduction, referral, or connection, we may ask for your express permission before sharing personally identifiable contact information with another person or organization.

Any decision to contact, interview, hire, or engage a professional is entirely yours.

Education first. Your decision second. No ambush in between.

12. Required Disclosures

There may be limited circumstances in which GLIC is legally required to disclose information. For example, information may be disclosed when reasonably necessary to:

• comply with applicable law, regulation, subpoena, court order, or lawful government request;
• protect the rights, property, or security of GLIC or others;
• investigate suspected fraud, abuse, or security threats;
• enforce applicable agreements or policies; or
• respond to another legally permissible or required circumstance.

Nothing in our no-sale or no-solicitation commitment prevents GLIC from complying with lawful obligations.

13. Business Changes

If GLIC or substantially all of its assets are ever transferred, reorganized, merged, or acquired, information maintained by GLIC may be included as part of that transaction where permitted by law.

However, our fundamental commitment is that GLIC member and participant information is not an inventory of financial-services leads to be sold.

Any successor organization receiving personal information would be expected to honor applicable privacy commitments and legal requirements associated with that information.

14. Data Security

GLIC uses reasonable administrative, technical, and organizational measures intended to protect personal information.

No website, electronic communication, database, or internet transmission can be guaranteed to be completely secure. Accordingly, GLIC cannot guarantee absolute security of information transmitted or stored electronically.

Users should also take reasonable precautions when sharing information online.

15. Data Retention

GLIC may retain personal information for as long as reasonably necessary to provide requested services, maintain appropriate records, satisfy legal or regulatory requirements, resolve disputes, protect security, and operate the organization.

Information that is no longer reasonably required may be deleted, anonymized, or retained where permitted or required by law.

16. Your Privacy Choices

Depending upon applicable law and the nature of your relationship with GLIC, you may be able to request that we:

• update or correct certain personal information;
• remove you from optional email communications;
• provide information concerning personal information we maintain about you; or
• delete certain personal information where legally and operationally permissible.

Requests may be submitted using the contact information provided below.

We may need to verify a request before taking action.

17. Children’s Privacy

The Good Luck Island Collective is intended primarily for adults and is not designed to knowingly collect personal information from children under the age required for independent consent under applicable law.

If we become aware that personal information from a child has been collected improperly, we will take reasonable steps to address it.

18. External Websites

GLIC may link to websites, articles, tools, organizations, or other resources operated by third parties.

A link does not mean GLIC controls that organization or its privacy practices.

Once you leave GLIC, you should review the privacy policies and terms of the website or service you choose to visit.

19. Changes to This Policy

We may update this Privacy & No-Solicitation Policy as GLIC evolves, technology changes, or legal requirements change.

When material changes are made, the updated policy will be posted with a revised “Last Updated” date.

Our underlying principle, however, is intended to remain simple:

You are here to learn — not to become somebody’s lead.

20. Contact Us

Questions regarding this Privacy & No-Solicitation Policy or GLIC privacy practices may be directed to:

• The Good Luck Island Collective
• Email: info@goodluckislandcollective.com
• Website: goodluckislandcollective.com